MCB Car 4U Roshan Apni Car Scheme 2025 .If you are living abroad and want to get a car for yourself and your family, you can fulfill your dream through MCB Car 4 U Roshan Apni Car Scheme 2025. MCB Bank has organized this program especially for Pakistanis living outside Pakistan.Overseas Pakistanis who aspire to own a car conveniently, securely, and at competitive financing rates.Digital Banking Account or Roshan Digital Account Program, MCB Roshan has opened its doors for car dealership expatriates who can invest in Pakistan’s automotive sectors.Provide your loved ones with safe, modern, and comfortable rides.This scheme explains everything and empowers car financing plans.

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What is the MCB Car 4U Roshan Apni Car Scheme 2025?

MCB Car 4u Roshan Apni Car Scheme is a Sharia-compliant car financing program designed for overseas Pakistanis through Roshan Digital Account.This scheme allows purchase of new and used vehicles through installment payments, with ownership transfer being quick.This scheme is part of MCB Broader Mission and is in contact with Global Pakistani National Opportunities by offering easy financial access, secure investment channels, and modern banking solutions.

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Who Can Apply for MCB Car 4U Roshan Apni Car Scheme 2025.

💳 Those overseas Pakistanis can apply under this scheme who have a Roshan Digital Account in MCB Bank.

💼 Those overseas Pakistanis who are earning a good income abroad can apply for this scheme.

🚘 Individuals who want to buy a vehicle for themselves and their families can apply for this scheme.

👨‍👩‍💼Co-borrowers can also apply for this scheme; those who live in Pakistan are eligible to apply.

Key Features of MCB Car 4U Roshan Apni Car Scheme 2025.

💻 The application process for this scheme is now 100% digital. You can easily apply online through your Roshan Digital Account — no need to physically visit any branch.

📉 This scheme offers low markup rates, competitive profit margins compared to conventional auto loans, and a flexible tenure ranging from 1 to 7 years. Financing is available for both new and used vehicles.

🆓 The application fee for this scheme is now zero! A special campaign has also been launched offering zero processing charges and discounted rates exclusively for Roshan Digital Account (RDA) users.

🕌 This scheme promotes Islamic banking by offering the MCB Islamic Car Ijarah, where all transactions are conducted strictly in accordance with Shariah principles.

🚗 With a strong network of top car manufacturers and dealers, MCB ensures timely car delivery once your financing is approved.

🎁 The cars purchased through this scheme are registered in the name of a family member in Pakistan, allowing overseas Pakistanis to gift mobility, safety, and convenience to their loved ones.

Also read.https://schemeportal.pk/

MCB Roshan Digital Account Integration.

The Roshan Apni Car Scheme is exclusively accessible through the MCB Roshan Digital Account (RDA), a revolutionary initiative introduced by the State Bank of Pakistan (SBP).

💸 Overseas Pakistanis can easily transfer funds to Pakistan through this account.

🌐 Overseas Pakistanis can conveniently pay for investments, insurance, and car installments through this account.

📲 Track your car financing status in real time through MCB’s secure online portal.

Financing & Payment Options.

✅ Here’s the updated and well-formatted feature table for the MCB Car 4 U Roshan Apni Car Scheme 2025:

Feature	Details
🚘 Car Type	New or Used
💰 Minimum Financing	PKR 500,000
💸 Maximum Financing	Up to PKR 10 million (depending on income)
⏳ Tenure	1 – 7 years
💳 Down Payment	Minimum 15%
📉 Markup Rate	Competitive & market-linked
🛡️ Insurance	Comprehensive coverage with top insurers
📆 Payment Mode	Monthly or Quarterly Installments

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Eligible Car Brands for MCB Car 4U Roshan Apni Car Scheme 2025.

MCB is partnered with Pakistan’s leading car manufacturers and authorized dealerships to provide customers with reliable and hassle-free vehicle options.Customers should choose vehicles from trusted and approved brands partnered with MCB for the Roshan Apni Car Scheme, ensuring quality, reliability, and smooth delivery.

🚙 Customers can choose vehicles from Pakistan’s top automotive brands partnered with MCB, including:

✅ Toyota
✅ Honda
✅ Suzuki
✅ Kia
✅ Hyundai
✅ Changan
✅ Proton
✅ Prince DFSK
✅ MG Motors

Required Documents.

🪪 Overseas applicants must have a valid CNIC or NICOP to apply for the scheme.

🌍 A Roshan Digital Account (RDA) is mandatory for overseas applicants to apply under this scheme.

🛫 Overseas applicants must have a valid passport and visa to be eligible for this scheme.

📑 Proof of employment and salary is required for overseas applicants to qualify for this scheme.

🏦 Overseas applicants are required to provide a bank statement for the last 6 months as proof of financial stability.

💵 Overseas applicants must provide remittance source details as part of the application process.

🪪 A copy of the Identity Card (CNIC) is required for the co-borrower.

👨‍👩‍👧 The co-borrower must provide valid proof of relationship with the primary applicant.

📞 The co-borrower must provide complete contact information and a valid residential address.

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Security, Transparency & Trust.

🔒 MCB ensures complete security and transparency by verifying all submitted documents thoroughly.

🛡️ MCB ensures complete security and transparency by providing comprehensive insurance coverage for the car.

📊 MCB ensures complete security and transparency by offering a real-time tracking facility for every transaction.

🏠 MCB ensures complete security and transparency by registering vehicle ownership directly under the names of family members in Pakistan.

Benefits for Overseas Pakistanis.

🌐 Overseas Pakistanis applying for this scheme will receive approval once the application process is completed and all payments are made online.

🚗 Help your family gain mobility without worrying about loans, intermediaries, or complicated procedures.

💰 Enjoy low markup rates and exclusive tax benefits under the MCB Roshan Apni Car Scheme 2025.

🇵🇰 Support the Pakistani economy by contributing to automotive investments and increasing remittance inflows through this scheme.

Step-by-Step Application Process.

📝 To apply for the MCB Car 4U Roshan Apni Car Scheme 2025, first open a Roshan Digital Account (RDA) with MCB Bank.

🌐 To apply for the MCB Car 4U Roshan Apni Car Scheme 2025, log in to the official MCB RDA portal.

🖱️ Click on “Roshan Apni Car” under the Financing section to apply for the MCB Car 4U Roshan Apni Car Scheme 2025.

🚘 Apply for the MCB Car 4U Roshan Apni Car Scheme 2025 by selecting your preferred car model, authorized dealer, and suitable payment plan.

📂 Upload all the required documents to complete your application for the MCB Car 4U Roshan Apni Car Scheme 2025.

⏳ Apply for the MCB Car 4U Roshan Apni Car Scheme 2025 and wait for the verification and approval process to be completed.

🚗 Apply for the MCB Car 4U Roshan Apni Car Scheme 2025 — after successful verification, your vehicle will be delivered through MCB’s authorized dealership partners.

Why Choose MCB for Roshan Apni Car Scheme?

MCB Bank has always been a trusted name, recognized for its financial innovation, reliability, and customer satisfaction.With this scheme, MCB Bank aims to:

🌍 Strengthen financial ties between Overseas Pakistanis and their homeland, Pakistan.

💻 Promote digital banking and vehicle financing in a safe, efficient, and transparent manner.

📈 Support Pakistan’s economic growth through remittance-based investments and financial inclusion initiatives.

Contact & Support.

You can visit the official MCB Bank Pakistan website.http://www.mcb.com.pk.

📧 For support related to Roshan Digital Account or the Roshan Apni Car Scheme, you can contact MCB at: rdasupport@mcb.com.pk

📞 For assistance regarding the Roshan Apni Car Scheme, you can contact MCB Helpline: +92 42 111 000 622.

🌐 Overseas support is available 24/7 through MCB’s Global Contact Center.

Final Words.

MCB Car 4U Roshan is not just a car scheme or a typical car loan; it’s a bridge connecting overseas Pakistanis with their families in Pakistan.You can surprise your parents, gift comfort to your spouse, and invest in convenient mobility for your family.This scheme represents trust, empowerment, and progress, allowing you to turn your dreams into reality.MCB provides a safe, affordable, and easy way for you to pursue your dreams.